One evening, my wife and I realized that our finances were too low and decided that we had better do something to get out of debt. We both had decent jobs but had squandered our income on trips and fine dining. We had to do something to get out of the hole, so we decided to make a pact to do just that. This pact consisted of rules & consequences that would be enforced in order to bring us back out of debt. Since we wanted to make this fun, we decided to turn it into a sexual theme. The objective was to see who could bring home the most money by the end of the week (in a normal work week, working our normal hours). The rules were complex and had different levels of rewards & punishment depending upon the outcome. All of this was to be captured on live cam. We gave each other three rules and then one bonus ~ a reward at the end of six months.

Her rules for me were as follows: 1. Level 1 - If I did not make 25% of the income objective or more, I was to strip down in front of her and lie on the bed while she shackled me to the bed posts. Each foot would be tied tight to a corner of the bed, and each wrist would be tied tight to a corner as well. My mouth was to be taped and my eyes blind folded. At this point she would be allowed to do as she pleased. The rules stated that she was to masturbate me to full ejaculation. Since I am one who does not like to waste my precious fluid masturbating when I could be having sex with my wife, this was my punishment. I couldn't enter her at all. That was a tough one.

2. Level 2 - If I missed 50% or more of the income objective, I was to take off my clothes and put all of her clothes on, which usually was a business suit & skirt with panties and/or hose. She could tie me to a reclining chair, apply makeup on me & then sit on my face in the chair, again doing whatever she pleased ~ imagine that! Finally, she could pull my skirt down and masturbate me while the come dripped into her hand. Quite simply humiliating, and on live cam nonetheless.

Level 3 - If I missed 75% or more of the income objective, I would be ordered to take my clothes off, kneel down in front of her while she stood in full business suit. I was to look up and say, "You are head of the household; I do as you say". She would then make me kiss each shoe, and then masturbate to full ejaculation upon them. Ultimate humiliation. Again, on live cam, too!

My rules for her were of the same caliber:

Level 1 - If she didn't make 25% of the income objective or more, the following would occur: We have an erotic live cam site that gets frequent visitors. We usally don't tell anyone when we're going to make love, but when we feel like it we turn it on for the viewer. In this case, we would tie her naked to the bed, spread eagle, and we would put the camera facing her ass. She would have to lay there for a full 1/2 hour. The public could comment on her in the chat room as much as they wished. Pretty embarrassing.

Level 2 - If she didn't make 50% of the income objective or more, we would take level 1 to a higher notch. I would hook up a microphone to her face. I would then, with a burning candle, lightly pour hot wax over her body as she screamed to the delight of all the chat room.

Level 3 - If she didn't make 75% of the objective or more, I would make her strip from her business suit on live cam, and then have her bend over on the bed with her hands tied to the bedposts. I would then have her drink 3 or 4 glasses full of water until she couldn't drink any more. Then I would spank her on each cheek while she started to drip out her pee. Next, I would whip her for 10 full minutes as she exclaimed out loud, "You are master of the household! I do as you say!" That was the basis for this level.

The first week was highly anticipated, and we joked in fun but each tried to do our best not to lose. I lost in the first week due to the fact that I didn't make a higher percentage than she did. I agreed to Level 1 ~ and it was worse than I had anticipated, let me tell you. While I was laying there tied up, she took off her panties and showed her fully stained and dirty panties to those watching the camera and then to me . "This is the kind of day I had... We need to make money! Don't let this happen again!" She shoved the panties in my face and rubbed them all over it. She had me open my mouth and then shoved the panties inside. Disgusting!!! She then masturbated me and ordered, "Do better next time!!!" I was trying and trying not to come, but eventually it all spurted out and she had a good laugh. She spanked my nuts and used her fingernail to draw blood. "We're not getting very far, you need to do better next time!" she exclaimed as she squeezed tightly to her own satisfaction and to my pain. That concluded week 1.

Believe it or not, we didn't talk much for the next week, but we were amicable and were friends by the end of week two. Unfortunately, her percentage was really low!! It was "Level 3" time... She walked in the door after work, went straight to the live cam and hooked it up. "Let's get it over with, I messed up!" she admitted. I whipped her really well, and she shrieked that night like never before. She started peeing uncontrollably too, which was all caught on camera. Exasperated, we ended that session early.

This all went on for about three months. Amazingly, we got our finances back together even earlier than we had anticipated. We then terminated the contract and started planning new fun, erotic games that would enhance our pleasure & lifestyle. We routinely make & modify these games to include other friends as well, which is very exciting. We'll never forget our pact, though! What a way to get out of debt...